29. 3 Traps To Avoid When You Start To Make Lots of Money
- Jessica McKinley
- 3 days ago
- 2 min read

If you’re starting to make lots of money and noticing that new questions are popping up alongside it, this episode is for you. There’s a phase of wealth where inflows begin to outpace outflows, and if you’re not intentional, it’s easy to get distracted from what actually matters. This is the part of the money journey where being smart with money requires a different level of awareness.
In this episode, I break down three common traps that show up as income grows. Not because you’re doing anything wrong, but because you’re entering a new phase of money. We talk about lifestyle creep, hoarding money instead of letting it work for you, and defaulting to convenience without checking whether it’s aligned with your values. These traps don’t mean you’re irresponsible. They mean you haven’t yet adjusted how you steward abundance.
This conversation is about becoming more intentional as your money grows. Fun money isn’t about spending more just because you can, or keeping everything liquid out of fear, or outsourcing your entire life. It’s about staying connected to your priorities, making conscious decisions, and using money as a tool to support your most interesting life, not distract you from it.
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What You’ll Learn from this Episode:
The three most common money traps that show up as income increases.
Why lifestyle creep isn’t bad but needs to be intentional.
How hoarding cash can quietly cost you money over time.
What to consider before outsourcing everything for convenience.
How to use values as a filter for spending decisions.
What it looks like to steward abundance well as you scale.
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