31. The Smart + Stupid Moves I Made From $5K-$80K Months
- Jessica McKinley
- Feb 19
- 2 min read
Updated: Feb 20

If you’ve ever wondered what was actually happening behind the scenes at different income levels, this one’s for you. I’m walking you through the real money moves I made as my business grew from $5K months to $80K months, across all six money games.
In this episode, I’m not giving you a formula to copy. I’m giving you context. Some of the decisions I made were smart. Some were scrappy. Some worked beautifully. Some only made sense in hindsight. From bartering and building a business reserve to aging my money, automating investments, tripling my prices, and shifting toward net worth and giving goals, I’m sharing what was actually going on in each phase.
The point isn’t to replicate my math. It’s to help you think differently about your own phase. What feels aligned? What needs to evolve? What identity are you stepping into next? Your money decisions should match who you’re becoming.
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What You’ll Learn from this Episode:
The scrappy moves I made at $5K months and what actually mattered most.
Why building a business reserve changed how fast I moved.
How I thought about paying myself as income increased.
The behind-the-scenes investments I made at $10K and $24K months.
What shifted when I broke the time-for-money relationship.
Why automation became non-negotiable as income grew.
How my focus evolved from earning goals to net worth and giving goals.
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Full Episode Transcript:
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